Definition of an HBCU


"Any historically black college or university that was established prior to 1964, whose principal mission was, and is, the education of Black Americans, and that is accredited by a nationally recognized accrediting agency or association determined by the Secretary to be a reliable authority as to the quality of training offered or is, according to such an agency or association, making reasonable progress toward accreditation."

-Section 322(2) of the Higher Education Act of 1965 (HEA). Section 322(a) of the Higher Education Act of 1965, as amended (HEA).



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Qualifying - Who May Apply

Institutions of Higher Education (IHEs) designated by the Secretary of Education as Historically Black Colleges and Universities (HBCUs) established prior to 1964 are eligible to borrow from this program.

Download and review Credit Criteria.

Complete the loan application. Rice Capital Access Program bankers will review your submission and respond within 2-3 business days to discuss your application and review the next steps.

As part of the required documentation, please note you will need to confirm the following (where applicable):

  • Confirmation of status
  • Statement of accreditation
  • Evidence of reasonable progress towards accreditation